Our Services
Focus On What Matters Most
Comprehensive Financial Planning
Comprehensive Financial Planning integrates all the different strands of our financial lives. It takes our goals and our preferences and looks at how they might be satisfied through planning. This will likely involve budgeting, investment, tax, insurance and estate planning. If you have different professional advisors that help in these areas, Abundance Wealth Advisors can coordinate the team.
Insurance Protection
The capacity to adapt to and overcome the unexpected is what separates good plans from great. We educate our clients on the vulnerabilities of their plan, analyze the insurance protection in place to address them, and recommend appropriate options based on individual circumstances. A financial plan that is protected with insurances can help us move forward confidently, knowing we have answers to the pressing questions many families face when the unexpected occurs.
College and Education Funding
College costs have increased well ahead of the general inflation rate. Helping loved ones with these costs takes, while taking advantage of tax breaks and potential financial assistance, requires careful planning. The sooner education planning takes place, the longer investments have to work.
Budgeting and Cash Flow
Developing an effective financial plan usually means spending less than you make and putting the excess to work. Successful money management can involve creating and monitoring budgets so that you understand where money goes as well as finding the right place for what is left over.
Retirement Planning
Abundance Wealth Advisors will help address questions about how you will support yourself and your family in retirement. We bring experience in coordinating an income strategy from various qualified retirement plans, Social Security, and personal savings and investments. Retirement is a complex topic that involves cash flow planning, tax planning and investment planning. We guide clients through the process of assessing their retirement needs based on their assumptions about their budget, inflation and investment returns and comparing these needs with available and planned resources.
Tax Strategy
The impact of taxation on anyone's financial situation can be significant and ought to be addressed as meaningful expenditure. As trusted advisors we help navigate an ever-evolving tax environment. We co-ordinate as needed with accountants and other tax advisors to provide the proper context and consideration for the strategies that will help you efficiently work towards your goals.
Investment Advice and Management
Abundance Wealth Advisors helps guide you through the investment landscape - from Index Funds, ETFs, and low cost investments to equities, bonds and alternatives. Different investment vehicles have different risks, rewards, and tax implications. We will help you understand what these are and how that fits into your financial plan. We guide our clients in developing a unified investment strategy across their various accounts in line with their goals, risk tolerance and time horizon.
Estate Planning
Successful estate planning is more than arranging for the efficient transfer of assets when you pass. It is also about ensuring that you have taken the proper steps to have your wishes fulfilled when you no longer have the capacity to do so. We seek to understand the desires and intentions of our clients, facilitate the alignment of their estate plan with those intentions, and do so in full consideration of the potential estate taxes and other end of life expenses that may interfere with their plans.
ESG Investment
Our clients are purpose-driven and cause minded, so we work hard to align their investments with their core values. Environmental, Social and Governance (ESG) investment options provide opportunities to integrate your belief system into your asset allocation. We seek to help develop an investment strategy that puts you on the path to pursue your goals without feeling like you have to compromise your beliefs.